Accidental Death & Dismemberment (AD&D) Insurance Picture

Accidental Death & Dismemberment (AD&D) Insurance

AD&D Insurance, insured through Reliance Standard, is optional. You may purchase coverage for yourself, your spouse/domestic partner and/or your children. You pay for the AD&D insurance through payroll deductions on a pretax basis. You are automatically the beneficiary for any dependent AD&D coverage you elect.

If you decide to purchase AD&D Insurance you must enroll within the 31 day window to avoid having to provide evidence of insurability.

Click the link below to review the coverage amounts.

  • Coverage Amounts

Visit the Other Life Insurance Programs page in the Benefits U section of the HR website. You will find a link in the Helpful Links section.

Coverage Amounts


You may purchase individual coverage in increments of $10,000, up to a maximum of $500,000, at a cost of $.20 per month. For example, if you elect $200,000 of individual coverage your premiums will be $4.00 per month. You may purchase family coverage at a cost of $.35 per $10,000 of coverage per month. Your spouse’s coverage will equal 60% of the coverage you elected for yourself. Coverage for each of your enrolled children will equal 20% of your coverage.