Regular Retirement Plan Picture

Regular 403(b) Retirement Plan

The SMU 403(b) Retirement Plan is a valuable benefit and one of the most powerful ways to build your retirement savings.

If you are a full-time or part-time (20+ hours/week) benefits-eligible employee, you may enroll in the SMU Retirement Plan as early as age 21 and receive SMU matching contributions on the first 5% of your pre-tax contributions. The SMU matching contribution is 8% through age 40 and 10% after you reach age 41.

If you were hired by SMU prior to June 1, 2010, your contributions and SMU’s contributions are fully vested.

If you were hired on or after June 1, 2010, SMU matching contributions vest after three years of employment.

.Click on the following to find out more:

  • Other Eligibility Requirements
  • Choosing the Right Investment Mix


Visit for detailed information about the Plan. You will find a link in the Helpful Links section.

Other Eligibility Requirements


Choosing the Right Investment Mix