Accidental Death & Dismemberment (AD&D) Insurance Picture

Accidental Death & Dismemberment (AD&D) Insurance

AD&D Insurance, insured through The Standard, is optional and designed to provide financial assistance in the event of accidental death or severe injury. You may purchase individual or family coverage. You pay for the AD&D insurance through payroll deductions on a pretax basis. You are automatically the beneficiary for any dependent AD&D coverage you elect.

If you decide to purchase AD&D Insurance you must enroll within the 31 day window to avoid having to provide evidence of insurability.

Click the link below to review the coverage amounts.

  • Coverage Amounts

Visit the Health and Other Benefits page in the Benefits U section of the HR website. You will find a link in the Helpful Links section.

Coverage Amounts


You may purchase individual coverage in increments of $10,000, up to a maximum of $500,000, at a cost of $.20 per month. For example, if you elect $200,000 of individual coverage your premiums will be $4.00 per month. You may purchase family coverage at a cost of $.35 per $10,000 of coverage. Your spouse/domestic partners’ coverage will equal 60% of the coverage you elected for yourself. Coverage for each of your enrolled children will equal 20% of your coverage.