You and SMU both make contributions to this federally administered plan. Click the following to read about the benefits that Social Security provides:
- Death Benefit
- Long Term Total Disability
Since your Social Security retirement and survivorship benefits are based on your contributions, it is important to make sure your Social Security record is accurate. Social Security Administration provides periodic statements. If you see any inaccuracies, be sure to follow up with the Social Security Administration at the contact information provided on your statement.
Visit Benefits U - Federally Mandated Programs on the HR website for more details. You will find a link in the Helpful Links section.
The spouse and children of Social Security participants are eligible to receive a small burial benefit, as well as monthly income, in some instances.
Long Term Total Disability
After five months of total disability, Social Security participants are eligible to begin receiving disability income. This benefit continues as long as the individual in considered totally disabled. Social Security disability benefits may be payable in conjunction with SMUs Long Term Disability benefits.
Social Security retirement income is available at age 65, or at age 62 at a reduced rate. However, for individuals born after 1947, the earliest date benefits can be paid is age 67.
Medicare Part A is available to retired individuals beginning at age 65. Individuals who retire after age 65 may not enroll in Medicare Part B until they are no longer employed. Medicare Part D Prescription Drug coverage is available to individuals who are Medicare eligible. Please contact a Benefits Specialist if you have questions.